Cybercrime on the rise: How to protect yourself and your money online

Online credit card fraud rose by a staggering 76 per cent last year, and cybersecurity experts are urging Australians to take simple measures to protect their money.

Five tips to protect yourself from credit card fraud

  • Look for “https” not “http” when online: If you’re using your credit card details online, look for “https://” at the beginning of the website address instead of the previously prevalent “http://”. The added “S” means extra security.
  • Review your statements. Go through your statements carefully, and if you spot a suspicious transaction, report it immediately.
  • Don’t sign blank receipts. Some hotels still require their guests to sign blank receipts when they check in. Never do this, and ask the person you’re dealing with to enter an amount instead. When you check out, make sure the receipt is ripped up or shredded.
  • Don’t provide details via email. Never provide your credit card or bank account details via email. No reputable seller deals this way, and remember that emails aren’t very secure.
  • Check your credit. Obtain a credit report to verify that your details have not been used to open any fraudulent accounts.

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